Buyer Tips

Muskoka Cottage Market Watch – Jan-Apr ’17

– January-April, 2017 An in-depth look at the Muskoka real estate numbers by the Gardiner Team Number of Listings and Sales Unit Sales Volume – Summary of Waterfront Cottage MLS® Listings and Sales for the past 2 years, and this year to date as compared to last year to date, by area as reported by … Continue reading “Muskoka Cottage Market Watch – Jan-Apr ’17”

The Two Story Boathouse

  Nathalie Tinti, Barriston LLP 45 Ann Street Bracebridge ON P1L 2C1 705-645-5211 ntinti@barristonlaw.com     Who doesn’t love a boathouse? It increases the living space of your cottage and some boathouses are so beautiful that they are actually like a cottage themselves. These larger boathouses are usually two story and include some sort of … Continue reading “The Two Story Boathouse”

GST/HST and Real Estate

The Coles Notes of GST/HST and Real Estate Nathalie Tinti, Partner Barriston LLP ntinti@barristonlaw.com 45 Ann Street Bracebridge ON P1L 2A1 (705)645-5211 There is much discussion around exempt verses taxable supply of property. I have been advised by many accountants: the rule is: everything is subject to HST unless there is a specific rule that … Continue reading “GST/HST and Real Estate”

Boathouse Q & A

Nathalie Tinti, Partner Barriston LLP ntinti@barristonlaw.com 45 Ann Street Bracebridge, ON P1L 2A1 (705)645-5211   Question: Is my two story boat house legal?   Answer: Chances are, if you have a two story boat house it is located on either municipally owned land (likely an original shore road allowance) or land over which the Ministry … Continue reading “Boathouse Q & A”

Cottage Insurance: FAQ’s

If you are looking for answers to insurance questions for your Muskoka cottage, the best place to start is at a local insurance brokerage. We talked to Lori McCormack at AW Shier Insurance Brokers, now part of the Stan Darling Insurance group. Here are some answers to a few of the most common questions and concerns … Continue reading “Cottage Insurance: FAQ’s”

Why you need a Realtor more than ever in the internet age

These days, there are more options than ever when it comes to buying or selling a home. It seems a new website, or sale-by-owner service is popping up every week. And while there is most certainly room for technology, progress, and a fresh approach within the real estate industry, this inevitably creates a lot of … Continue reading “Why you need a Realtor more than ever in the internet age”

Watch out for RECOs top 10 home buying and selling pitfalls

?For most people, buying or selling a home is one of the most important and highest value purchases they will make, and potentially the most challenging. November is Financial Literacy Month, an opportunity for the Real Estate Council of Ontario (RECO) to put consumers on alert for 10 major home buying and selling mistakes that … Continue reading “Watch out for RECOs top 10 home buying and selling pitfalls”

Why a REALTOR??

Buying or selling a home or cottage is far more than a real estate transaction. Its often at the heart of a major life transition?such as purchasing your first cottage, buying a larger cottage because your family has grown, or downsizing to simplify your life as empty nesters. Thats why a REALTOR? can make such … Continue reading “Why a REALTOR??”

What is a WETT inspection and do I need one?

A WETT inspection, which stands for Wood Energy Technology Transfer, includes a thorough inspection of all wood burning appliances such as stoves and open fireplaces, by a certified WETT inspector. Given the potential threat these technologies pose to the well-being and health of those in the home, a WETT specialty inspection can give you the … Continue reading “What is a WETT inspection and do I need one?”

Real Estate Q & A: What is homeowner's insurance and do I need it?

When you purchase a home, consider how you will protect your investment. Most mortgage lenders insist on fire insurance coverage at least equal to the loan amount or the building value, whichever is less.   You should also consider a homeowner’s policy that combines fire insurance on the building and its contents with personal liability … Continue reading “Real Estate Q & A: What is homeowner's insurance and do I need it?”

Real Estate Q & A: What are the associated costs of purchasing a home?

Purchasing a home involves one-time costs and monthly expenses. The largest one-time cost, of course, is the down payment. It usually represents between 5-25% of the total price of the property. Typical monthly costs incurred with homeownership are mortgage payments, maintenance, insurance, condo fees, property taxes, and utilities.     In addition to the actual … Continue reading “Real Estate Q & A: What are the associated costs of purchasing a home?”

Real Estate Q & A: Making an Offer

When it comes time to make an offer, your Real Estate Professional can provide current market information and will assist you in drafting your offer. Your agent will communicate the offer, sometimes known as an Offer to Purchase, to the seller, or the seller’s representative, on your behalf. Sometimes there may be more than one … Continue reading “Real Estate Q & A: Making an Offer”

What is Ontario title insurance? Why do I need it?

Tierney Stauffer LLP Lawyers, Alexander Parker, Associate Arnprior, Ontario When you purchase real estate, it is crucial that you obtain a property with clear ownership or “good title.” Title insurance can assist in ensuring that the quality of the legal title that you are purchasing is unproblematic thereby giving you peace of mind. Title insurance … Continue reading “What is Ontario title insurance? Why do I need it?”

What does a REALTOR? do for me?

Why Work With Jim Gardiner as a Certified Luxury Home Marketing Professional?

Why work with Jim Gardiner as a member of the Institute for Luxury Home Marketing?

Muskoka Cottage Market Watch

Summary of Waterfront Cottage MLS Solds 4 years by area, as reported by the Muskoka and Haliburton Real Estate Board and the Parry Sound Board http://www.localhost/cottages_old/resources/MuskokaCottageWatch08.htm

BOATHOUSES on CROWN LAKE/RIVER BED

By virtue of Section 2 of the Public Lands Act, the Ministry of Natural Resources (MNR) is responsible for the management of Crown land in Ontario, including the beds of most water bodies. Part of that responsibility is ensuring a fair return to the people of Ontario for the use and occupation of Crown land. … Continue reading “BOATHOUSES on CROWN LAKE/RIVER BED”

Real Estate Q & A: what are some of the most important things to look at when buying a home?

Whether you have already looked at over 50 different homes, or you are just setting out on your house hunting journey, there are a few key things to keep in mind when touring each property. Although your emotional reaction can be an important element (after all, buying a home is one of the most significant … Continue reading “Real Estate Q & A: what are some of the most important things to look at when buying a home?”

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